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Second Mortgage - Home Equity Loan

Second mortgages, and home equity loans are terms used interchangeably to describe loans that allow you to borrow against the equity in your home.


What is a Second Mortgage?

Second mortgages are loans used to borrow money against the equity in your home without affecting your primary mortgage. A “second” mortgage is subordinate to your first mortgage, meaning if you default on your mortgage payments and your home is foreclosed upon, your first mortgage lender would be paid off before your second mortgage lender.

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