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First-Time Home Buyers Need to Know These 9 Things

First-Time home buyers need to know these nine things to reduce stress by familiarizing themselves with the various steps. First-time buyers, in particular, need to ask questions. The real estate agent should explain the reasoning behind their suggested offer. They…

How an Adjustable-Rate Mortgage Could Give You a Lower Interest Rate

If you’ve been considering buying a home, you may have come across the term “adjustable-rate mortgage” or “ARM.” An ARM is a type of mortgage loan in which the interest rate is not fixed, but rather adjusts periodically. This type…

Spooked by Rising Mortgage Rates: 4 Essential Steps to Preserve Your Home Ownership Dreams

When interest rates are on the rise, it is easy for home buyers to get spooked. The home that once seemed so affordable at a 3% mortgage rate now seems out of reach when average mortgage rates are north of…

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